Funding Programs / FCC & FNBC
Indigenous-Focused Lenders

Farm Credit Canada & First Nations Bank of Canada

The Indigenous financing teams at FCC and FNBC provide the debt layer that completes most capital stacks for community-owned enterprises.

Who is eligible
First Nations enterprises and agri-food businesses
What it provides
Commercial debt and Indigenous-focused banking
Role in the stack
The lending layer beyond grants
Intake
Relationship-based, continuous
About the Program

Grants start projects. Debt finishes them.

Most community enterprises need commercial lending to reach operations, and both FCC and FNBC run dedicated Indigenous financing teams that understand on-reserve realities, governance structures, and community ownership.

Where FCC & FNBC fits

  • Business cases built to credit committee standards
  • Letter of interest and term sheet processes
  • Capital structures that preserve community ownership
  • Agri-food and enterprise lending pathways

From our work. We delivered business cases to Indigenous financing teams at both institutions and managed letter-of-interest processes on behalf of a First Nation client.

How We Help

From business case to term sheet

Credit-ready business case

A business case built to the standard a credit committee needs.

Letter of interest

We manage the LOI and term-sheet process with Indigenous financing teams.

Ownership-preserving structures

Capital structures that complete the stack while keeping community ownership.

Common Questions

FCC & FNBC questions we hear most

Why do lenders need a different business case than funders?

Credit committees test downside risk while grant reviewers test alignment and benefit. One project needs both stories told plainly, and we write both.

Can debt be structured to protect community ownership?

Yes. Limited partnership structures can isolate commercial liability while the Nation retains ownership, which is how we design them.

What do Indigenous lenders like FNBC and Farm Credit Canada require?

Indigenous-focused lenders, including the First Nations Bank of Canada and Farm Credit Canada's Indigenous programs, look for a sound business case, clear ownership and governance, and realistic repayment. We prepare the package and make the introductions.

Related Programs

Ready to take your project to a lender?

Tell us what you want to build and we will map the funding path, FCC & FNBC included or not.

Ask About Funding